We serve individuals and businesses in all areas of investment planning, including:
• Retirement planning - Help making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement.
• Tax management1 - Help making sure your portfolio is tax-efficient. Developing tax efficient investment strategies. Referring you to qualified tax specialists.
• Estate planning1- Working with our estate-planning and trust specialists to review your wills and trusts, help preserving your estate for your intended heirs, help with beneficiary designations, reduce potential exposure to estate taxes and probate costs and coordinate with your tax and legal advisors.
• Education funding - Recommending investment and accumulation strategies to help you pay for your children's education.
• Risk management2 - Reviewing existing insurance policies. When suitable, help finding a new policy for your specific situation.
• Investments3 - Helping to determine your asset-allocation needs, help you understand your risk tolerance and recommending investment vehicles to help you reach your goals.
• Employee and executive benefits - Helping your business attract and retain qualified employees through improved benefit packages.
1Erday & Bello Financial Group and Wachovia Securities Financial Network are not legal or tax advisors. However, we will be glad to work with you, your accountant, tax advisor and/or attorney to help you meet your financial goals. Trust services are offered through Wachovia Bank, National Association, a national banking association (chartered by the Office of the Comptroller of the Currency) and a wholly owned subsidiary of Wachovia Corporation.
2Insurance products are offered through non-bank insurance agency affiliates of Wachovia and are underwritten by unaffiliated insurance companies.
3Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns.
